How To Save Money On Injury Claims

How To Save Money On Injury Claims

How Do Injury Lawsuits Work?

While every injury is unique, the majority of cases follow a similar pattern. The first step is to get prompt medical attention. This is vital because certain injuries, such as concussions might not present any obvious signs.

Your lawyer will prepare and mail a settlement demand letter to the responsible party's insurance company. This will initiate the process of negotiation to settle your claim.

The Complaint

In a lawsuit, the complaint is the legal document in which you (the plaintiff) write about what actions of the defendant or inaction directly caused your injuries. The complaint also contains the demand for compensation in the form of an amount of money you wish to be paid by the defendant for your losses. The complaint also contains a request for a declaration judgment, an injunctive or a restraining order and actual and compensatory damages (monetary) and punitive damages, costs, and interest.

It is a smart move to employ an injury lawyer to write your Complaint in order to ensure it is in line with the rules of the court where you are suing. This is especially true if you are involved in a matter that could be challenged by the insurance company, which has its own lawyers with specialized experience handling such cases.

When your Complaint has been prepared and filed, it will be filed in the appropriate court and then personally delivered to the person or entity who caused you harm. This is known as service of Process and guarantees that your Complaint is accompanied by your request for damages.

The defendant must respond within a specified time frame after receiving a copy your Complaint. Otherwise they may be found in violation of their obligation to you. The defendant's response may be in the form of a formal Answer to the Complaint, a Motion Dismiss or a Counterclaim.

Both parties will exchange documents to prepare for trial. Your attorney will need to gather evidence and information about the incident as well as your injuries and the losses you suffered.

A Request for Admission is one of the most effective tools your injury lawyer can use in this phase. Your lawyer will ask the defendant a series questions to verify or deny their answers under oath. This can be used to pinpoint areas of the case which may need more investigation, such as witness testimony or medical records.

The Litigation Period

In the majority of civil law countries there are laws known as statutes of limitations. These laws stipulate that the lawsuit must be filed within a certain time period following an injury, or otherwise the right to sue will end. This is sometimes referred to as "time barred."

The statute of limitations is different based on the country and the type case. Most of them permit plaintiffs in a breach in contract or personal injury to sue within a set number of years of the event which caused injury.

As the clock begins to tick on the date of the statute of limitations it can be difficult to determine exactly when the deadline is. It is based on the date of the injury or the date the damage is discovered. It could also be based upon the date a court would decide that a person reasonably should have discovered they had been harmed.

The clock will begin counting down from the day on which the harm was committed or from the day on which the harm ought to have been discovered by the plaintiff. A court may sometimes extend or impose a suspension on the statute of limitations in specific circumstances. Medical malpractice would be an instance where a physician mistakenly removes a patient's spleen during an operation.  accident and injury lawyers  may be entitled to a two-year extension.

The parties will present their case before an individual judge, and the judge will make a decision based on the evidence presented. The decision will be a written judgment written and will set out the facts which the judge found proved and the legal conclusions that result from these facts. The judgment will also contain instructions on who should pay what sums. Usually the plaintiff will be ordered to pay any damages awarded and the defendant will be ordered to pay for all costs associated with the trial. If the judge finds that the defendant is at fault, the defendant may be ordered to pay the legal fees of the plaintiff.

Negotiation

In the course of litigation, parties often try to settle the case. This is done to save money, for instance court costs as well as expert witness fees, and so on. It also reduces time and the stress of going to trial. Settlement negotiations are aimed at reaching a settlement that covers your losses including medical bills loss of income, pain and discomfort. In the case of wrongful death there is also the possibility of compensation being paid in the event of the loss of a deceased relative. It is important to remember that the insurance company of the at fault party will often try to lowball you and not pay what you deserve. This is why it is important to be able to count on a seasoned personal injury lawyer such as the ones at Salvi, Schostok & Pritchard P.C. On your side throughout this process.


Negotiation is a voluntary, dispute resolution procedure that can take many forms. It may occur in the course of trial or after a jury has come to an agreement in the course of a trial. It's a process that takes place at every level of society - both on an individual and a corporate level.